Insurance and Other Considerations When Running a Delivery Business

To run a business, you will need to be on top of a lot of financial aspects related to its running. Insurance is one of these things. Thankfully, companies such as www.onesureinsurance.co.uk/van-insurance can make this easier for you. They can come up with a competitive premium and then will always remind you when your vehicle is due for renewal.

So, lets us think about what we should know to successfully run a van-reliant delivery business, for example.

Van Insurance

So, beginning with insurance, which is about protecting our livelihood. We cannot be without the main tool of our trade when it comes to delivery, which is our van. Opting for Comprehensive insurance cover will mean that should your van end up out of action, because of an accident, fire, or theft, then you will be able to continue. Your insurer’s claims department will be able to arrange for you to be assigned a courtesy van in the meantime so that you can carry on running your business, just as before and until your original van is fixed. This is peace of mind because you cannot afford to let down your customers, even if it wasn’t your fault. Accidents are events that might be unforeseen but we can do all we can to protect ourselves against them by having the right insurance arranged.

A few tips regarding van insurance is to note that you should not exceed 3,500 tonnes with your vehicle if you want to keep it within the costs of the van insurance premium. Also, with van insurance, make sure that your van is only as big as you need it to be. This is because vans are grouped by insurance companies according to their engine size and storage capacity. This is what will make the main difference to what you pay.


When it comes to advertising your business, you can save on advertising costs by securing yourself a feature in your local newspaper. That will be promotion, which by definition is free, as opposed to advertising that cost.

Another very worthwhile exploit to promote your business is to think about SEO or Search Engine Optimization so that your business’s website ranks higher up in the results of internet search lists. This tends to be a good return on investment and money well spent. It won’t do you any good to spend lots of cash designing your website for nobody to see it.  

Also, a thorough working knowledge of social media will allow you to better interact with customers. The posts within pages and groups do not have to cost money, although campaigns are run that will allow you to advertise to more customers for a reasonable charge.

Cash Flow

One of the most important aspects of running a business is to think of the amount of available money in the bank at any one time. It is what allows us to function as a business. For example, as a delivery business, you will constantly need money for staff, insurance, advertising, and fuel for your van, to keep deliveries going. Where businesses rely on seasonal trade, they should ideally have made sufficient money during busy times to cover the lean ones. The alternative, otherwise, would be to secure a temporary bank loan to help you and your staff out during these lean periods. You cannot afford to lose good staff to then have to re-employ them again. The training costs could outweigh keeping staff on. As well, customers will get to know your delivery staff, like and trust them, and always want to deal with them.

So, a few financial considerations regarding running a delivery business using a van. You will need to have sorted out your insurance from the point of view of thinking about the type of van that will keep insurance costs down. Also, you will want advertising costs kept to a minimum for profit margins to be good, yet, at the same time, need it to be continually noticed as a business to gain new work and to grow. A handle on cash flow will be what keeps every expense possible to pay. There is no doubt, though, that the cheaper you can obtain your van insurance, the better your business will fare in terms of profitability, growth, and longevity. Insurance is one of those costs we can shop around with to help keep it to a minimum.